Do you: Own a home or rental property? Have a swimming pool? Have kids? Drive and have kids who drive? Own a dog that insurance companies view as aggressive (e.g., Doberman, Chow, Pit-bull, Akita, Staffordshire...

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Spring is a time for rejuvenation, and, as the weather gets warmer here in Southern California, and the days grow longer, there's a sprightly energy in the air. Many people decide it's the perfect time for reorganizing...

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